My Business 101
Dashboard
Monthly Revenue
$0
↑ 0%
Total Expenses
$0
↓ 0%
Net Profit
$0
→ 0%
Health Score
75
/ 100
Good Standing
Cash Flow Intelligence
Inflow vs outflow · Last 7 months
Live
Revenue In
Expenses Out
Today's Sales
Live register
0
Txns
$0
Revenue
0
Returns
Fixed Costs
$0 / month
Financial Insights
Powered by your data
Tips
Cash Runway
0
months
Monthly Burn
$0
Cash Balance
$0
MRR
$0
Total Inflow (YTD)
$0
↑ Revenue
Total Outflow (YTD)
$0
↓ Expenses
Net Cash Flow
$0
YTD
Monthly Cash Flow Breakdown
Revenue vs Expenses · Monthly comparison
Revenue
Expenses
| Description | Category | Date | Amount |
|---|
Spending Breakdown
$0
Total
Live Register
Today's Sales
Today's Revenue
$0
vs yesterday
Transactions
0
sales today
Avg. Sale Value
$0
per transaction
Returns Today
$0
0 returns
Today's Transactions
All sales & returns
Top Products
Today's bestsellers
Sales
Sales History
Total Sales (Period)
$0
Transactions
0
Net after Returns
$0
All Receipts
Sales records
CRM
Customers
Cash Management
Cash Drawer
Current Cash Balance
$0
in drawer
Cash Sales Today
$0
Card Sales Today
$0
Drawer Log
Opening float, sales, adjustments
This Month
$0
Last Month
$0
Growth vs same day
0%
Avg Monthly
$0
Top Selling Products
Financial Report
Profit & Loss
Total Revenue
$0
Total Expenses
$0
Gross Profit
$0
Net Margin
0%
Statement of Profit & Loss
All periods
| Line Item | Amount | % of Revenue |
|---|
Monthly Breakdown
Revenue vs expenses vs net by month
| Month | Revenue | Expenses | Net | Margin |
|---|
Catalog & Inventory
Products & Stock
All
Services
Physical
Digital
⚠ Low Stock
Everything you sell — services, physical products, and digital items — in one place. Physical products track live stock.
Total Items
0
Services
0
Physical
0
Stock Value
$0
Low / Out
0
Total Revenue
$0
About
Built for Small Business.
My Business 101
Business Command Center · Version 1.1
My Business 101 is an all-in-one retail shop manager. Run your POS, track stock, manage loyalty points, record expenses & payroll, and get daily close-out reports — 100% offline, stored privately on your device. No subscriptions. No cloud. No nonsense.
🔒 Private
All data stays in your browser. Zero tracking, zero servers.
💱 Multi-Currency
Switch between 10 currencies. All figures update instantly.
📤 Export Ready
Export sales, expenses, or a full report to CSV anytime.
🔍 Searchable
Global search across sales, products, expenses, and more.
🧮 Calculations & Definitions
Abbreviations
MRR
Monthly Recurring Revenue — current month's top-line revenue figure
YTD
Year-to-Date — cumulative total across all months in the cash flow history
P&L
Profit & Loss — Net Profit shown on the dashboard (Revenue − Expenses)
BURN
Monthly Burn Rate — total expenses + all subscription costs per month
ARR
Annual Recurring Revenue — MRR × 12 (implied, not displayed separately)
RUNWAY
Months of cash left before funds run out at the current burn rate
Formulas
Net Profit
Revenue − Total Expenses
Revenue is taken from the latest month in the cash flow history. Expenses are the sum of all logged expense entries.
Profit Margin
(Revenue − Expenses) ÷ Revenue × 100
Displayed as a % in the Financial Insights panel. Above 50% = Excellent, 30–50% = Healthy, below 30% = Room to improve.
Monthly Burn Rate
Total Expenses + Total Subscription Costs
Sum of all expense entries plus all active subscription monthly costs. Shown in the Runway card on the dashboard.
Cash Runway
Cash Balance ÷ Monthly Burn Rate
Result floored to whole months. If burn rate is zero, runway shows 99+. Bar fills to 100% at 24 months.
% Change Deltas
(This Month − Last Month) ÷ Last Month × 100
Shown on Revenue, Expenses, and Net Profit cards. Green ↑ = improvement, Red ↓ = decline. Compared against the second-to-last month in the cash flow history.
Revenue Growth
(Current − Previous) ÷ Previous × 100
Displayed on the Revenue page. Compares the latest two months in the cash flow history. Shown with a + or − prefix and colored green or red.
Health Score
Base 50 · adjusted by 4 factors · clamped 0–100
Starts at 50. Adjustments applied in order:
+ Profit margin bonus: up to +25 pts (margin × 40, capped at 25)
− Overdue invoices: −8 pts per overdue invoice
+ Subscription ratio below 20% of total expenses: +10 pts
+ Runway > 12 months: +15 pts · 6–12 months: +8 pts · < 6 months: −15 pts
80–100 Excellent 60–79 Good Standing 40–59 Needs Attention 0–39 Critical
+ Profit margin bonus: up to +25 pts (margin × 40, capped at 25)
− Overdue invoices: −8 pts per overdue invoice
+ Subscription ratio below 20% of total expenses: +10 pts
+ Runway > 12 months: +15 pts · 6–12 months: +8 pts · < 6 months: −15 pts
80–100 Excellent 60–79 Good Standing 40–59 Needs Attention 0–39 Critical
Outstanding Invoices
Sum of all non-paid invoice amounts
Includes both Pending and Overdue invoices. Collected = sum of Paid invoices only.
Subscription Ratio
Total Subscription Cost ÷ Total Expenses × 100
Shown in the Financial Insights panel when subscriptions exceed 30% of expenses. A high ratio signals recurring cost bloat worth auditing.
M
My Business 101
Built with ❤️ for small business owners — My Business 101 keeps your finances clear and your mind free.
📬 Contact & Support
Have a question, found a bug, or want to request a feature? Contact us directly through our Etsy shop and we'll get back to you as soon as possible.
🛍️
Solveify on Etsy
etsy.com/shop/Solveify101
Message us directly through the Etsy shop for support, bug reports, or feature requests.
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We typically respond within 24 hours via Etsy messages. 🚀
Business Profile
Your Business Settings
Update your business details and currency preference at any time.
🏢 Business Profile
Logo
🏢
Click to upload
Team Members
💱 Base Currency
This sets your default currency for new transactions. Past records always keep the currency they were saved in — only future entries use the new one.
When you switch currency, each transaction shows its original currency tag so you always know what rate it was recorded at. Display totals convert everything to your active currency for comparison.