Settings
🌐
Currencies
Worldwide support
🏷️
Categories
Income & expense
🏛️
Accounts
Up to 5 accounts
🛡️
Budget Limits
Set smarter boundaries
👤
Personalized Tracking
Your rules
💾
Backup & Restore
Keep your data safe
Guide me how to useOpening the file, phones and backups
Currency
Choose your preferred currency
Accounts Setup
Manage your accounts
Categories
Manage your income and expense categories
Income Categories
Expense Categories
Accounts Setup
Manage your accounts — up to 5
Budget Limits
Set monthly spending limits per expense category
Backup & Restore
Everything is saved in this browser automatically. A backup file is your safety net, and how you move Spending 101 to a new computer or browser.
Download a backup

One .json file with your accounts, categories, budgets, settings and every transaction (0 transactions). Download one every week or two, and before clearing your browser data.

Last backup: never
Restore from a backup

Pick a Spending 101 backup file. It replaces everything in this browser with what's in the file.

Only want your transactions in a spreadsheet? Use Export CSV on the Log section instead.

Personalized Tracking
Customize how Spending 101 tracks your finances
First Day of Month

Which day starts your month for "This Month" calculations?

Personal Finance

Know where your
money goes.
Make it work harder.

Spending 101 tracks every dollar, visualizes your habits, and gives personalized recommendations to help you save more — effortlessly.

01 — Log

Track Your Spending

Add income, expenses, or transfers between your accounts.

Add Transaction
→
$
Recent Transactions
No transactions yet.
02 — Dashboard

Your Financial Overview

Switch between Today, This Month, and Lifetime views.

💰
Total Income
$0
This month
💸
Total Expenses
$0
This month
💳
Net Balance
$0
Available to save
📈
Savings Rate
0%
This month
🔴 Expenses by Category This month
🔵 Income by Category This month
📊 Budget vs. Actual This month
🎯 Savings Rate vs 20% target
0%
of income saved
Target: 20%+
🏆 Top Spending This month
📅 Income vs Expenses Income Expenses
⚡ Recent Cashflow Last 8 transactions
03 — Insights

Build Better Financial Habits

Personalized tips to help you save more, spend smarter, and reach your goals.

🐷

Your Savings Potential —

Log transactions to unlock personalized recommendations.

$0
Estimated Monthly Savings
04 — About

Built by Solveify101.

Spending 101 is a product by Solveify101 — a studio building practical digital tools for work and daily life. We believe great software should be private, fast, and yours to own forever.

Spending 101 runs entirely in your browser. No accounts, no servers, no subscriptions. Your financial data stays on your device — always.

Private
All data stays in your browser. Zero tracking.
Visual
7 chart types that reveal spending instantly.
Flexible
Custom categories, accounts & currency.
Yours
One-time purchase. No subscription ever.
Guide me how to useOpening the file, phones, backups and moving to a new device. Opens solveify101.com in your browser. ↗

Version 2.0

05 — Contact

Get in Touch

Have a question, feature request, or feedback? We'd love to hear from you.

🏫
Message us on Etsy
We read and respond to every message. Visit our Etsy shop to send a message or leave a review.
Message us on Etsy →
Guide me how to useHelp on solveify101.com ↗
Filters
📋
All Transactions
↓
Income
🛒
Expenses
↔
Transfers
Accounts
🏦
All Accounts
Categories
📦
All Categories
📅
Custom Range
All Transactions
Track all your income, expenses, and transfers in one place.
Date ↕ Description ↕ Category ↕ Account ↕ Type ↕ Amount ↕
Showing 0 transactions